To withdraw money with the help of the owner of the credit card is elementary. For this purpose, known methods are used. The first of them is fraud with bank cards by taping the part of the ATM where the money is being served. The customer inserts the card, enters the PIN code, hears the ATM counter, but does not receive the money, because the money issuing device does not open. In the second case, the scammers make a special device out of photographic film, which is inserted into the card reader – the ATM accepts a credit card, issues money, and does not return the card.